THE SOURCE FOR THE INSURANCE FRAUD PROFESSIONAL
Posted on July 15, 2026 by Barry Zalma
ZIFL Volume 30, Issue 14
Zalma’s Insurance Fraud Letter (ZIFL) continues its 30th year of publication dedicated to those involved in reducing the effect of insurance fraud. ZIFL is published 24 times a year by ClaimSchool and is written by Barry Zalma.
It is provided FREE to anyone who visits the site at http://zalma.com/zalmas-insurance-fraud-letter-2/
This issue contains the following articles about insurance fraud:Zalma’s Insurance Fraud Letter – July 15, 2026
Posted on July 15, 2026 by Barry Zalma
ZIFL Volume 30, Issue 14
THE SOURCE FOR THE INSURANCE FRAUD PROFESSIONAL
Zalma’s Insurance Fraud Letter (ZIFL) continues its 30th year of publication dedicated to those involved in reducing the effect of insurance fraud. ZIFL is published 24 times a year by ClaimSchool and is written by Barry Zalma.
It is provided FREE to anyone who visits the site at http://zalma.com/zalmas-insurance-fraud-letter-2/
This issue contains the following articles about insurance fraud:
Justice Should not Require Court to Give Patience to Criminal Petitioner
Court Allows itself to be Abused by Convicted Murderer and Insurance Fraudster
A Prisoner Has a Limited Right to file a Habeas Petition but Must do so Properly
New From the California Department of Insurance
INSURANCE FRAUD GRANT STANDARDIZATION AND MODERNIZATION
July 3, 2026 REG-2025-00031
Qui Tam Suit Without Materiality Fails
To Prove Fraud Material False Statements Must be Proved
Materiality Must Be Judged Objectively.
In People Of The State Of California Ex Rel. Heath & Yuen, APC v. Silver Bird Auto Leasing, LLC et al., B342847, California Court of Appeals.
More McClenny Moseley & Associates Issues
This is ZIFL’s forty-sixth installment of the saga of McClenny, Moseley & Associates and its problems with the federal courts in the State of Louisiana and what appears to be an effort to profit from what some Magistrate and District judges indicate may be criminal conduct to profit from insurance claims relating to hurricane damage to the public of the state of Louisiana.
Buying Insurance After the Accident is Fraud
It is a Crime to Lie to Your Insurer That Accident Happened After Policy Inception
Conviction for Fraud Affirmed Because Evidence Overwhelming
Health Insurance Fraud Convictions
Doctor Convicted at Trial for Defrauding IRS and Health Care Insurers
Dr. Pankaj Merchia, of Boca Raton, Florida and Brookline, Massachusetts was convicted by a federal jury in Boston, Massachusetts, for health care fraud.
Guilty of Health Insurance Fraud
Julie Ann Johnson, a licensed physical therapist was tried with two other defendants for health care fraud.
False Swearing A Defense to Fraudulent Claim
In common language the “false swearing” provision of an insurance policy merely relates to a lie under oath and allows an insurer to void the policy.
Other Than Health Insurance Fraud Case
Ex-Michigan Police Lieutenant Pleads Guilty to Falsifying Salvage Vehicle Inspections
Read the full article and the full 7-15-2026 issue of ZIFL http://zalma.com/blog/wp-content/uploads/2026/07/ZIFL-07-15-2026.pdf.
(c) 2026 Barry Zalma & ClaimSchool, Inc.
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(c) 2026 Barry Zalma & ClaimSchool, Inc.
Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos.
Subscribe to my substack at https://gbarryzalma.substack.com/subscribe
Go to X @bzalma; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://Cwww.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg; Go to the InsuranceClaims Library – https://lnkd.in/gwEYk.
Read the full 7-15-2026 issue of ZIFL http://zalma.com/blog/wp-content/uploads/2026/07/ZIFL-07-15-2026.pdf.
To Prove Fraud Material False Statements Must be Proved
Post number 5389
Posted on July 8, 2026 by Barry Zalma
See the video at and at
Materiality Must Be Judged Objectively.
In People Of The State Of California Ex Rel. Heath & Yuen, APC v. Silver Bird Auto Leasing, LLC et al., B342847, California Court of Appeals, Second District, Eighth Division (June 5, 2026) Heath & Yuen, APC defended a tour van driver and related defendants in an underlying auto-collision action brought by Silver Bird Auto Leasing, LLC after a low-speed collision involving Silver Bird’s McLaren and a tour van.
Silver Bird alleged the McLaren was making a legal turn and sought damages including repair costs, loss of use, and diminution in value. The defendants’ insurer later became insolvent, and CIGA took over the defense and ultimately paid $25,000 to settle the underlying action.
After settlement, Heath & Yuen filed a ...
To Prove Fraud Material False Statements Must be Proved
Post number 5389
Posted on July 8, 2026 by Barry Zalma
See the video at and at
Materiality Must Be Judged Objectively.
In People Of The State Of California Ex Rel. Heath & Yuen, APC v. Silver Bird Auto Leasing, LLC et al., B342847, California Court of Appeals, Second District, Eighth Division (June 5, 2026) Heath & Yuen, APC defended a tour van driver and related defendants in an underlying auto-collision action brought by Silver Bird Auto Leasing, LLC after a low-speed collision involving Silver Bird’s McLaren and a tour van.
Silver Bird alleged the McLaren was making a legal turn and sought damages including repair costs, loss of use, and diminution in value. The defendants’ insurer later became insolvent, and CIGA took over the defense and ultimately paid $25,000 to settle the underlying action.
After settlement, Heath & Yuen filed a ...
Arsonist Tried To Represent Himself, Failed, and Sought Habeas Relief
Post number 5357
Read the full article at https://www.linkedin.com/pulse/he-who-acts-his-own-lawyer-has-idiot-client-barry-zalma-esq-cfe-d4bwc, See the full video at and at and at https://zalma.com/blog.
Karacson’s Arson for Profit Attempt Required Skill & Experience to Succeed
In Steve Ellis Karacson v. David Shaver, Warden, No. 25-1089, United States Court of Appeals, Sixth Circuit (May 20, 2026) Steve Karacson was convicted in Michigan state court of arson and insurance fraud after evidence showed he burned his own insured home. Investigators found multiple points of origin, gasoline odor, and evidence tying him to the scene, including cell-phone location data and a receipt showing he had purchased a gas can and gloves shortly before the fire.
FACTS
Karacson initially had appointed counsel, but his relationships with both appointed attorneys ...
Data Breach Requires Plaintiff’s Own Information was Missued
Post number 5394
The Dismissal Based on Lips’s Failure to Plead Injury in Fact,
Posted on July 14, 2026 by Barry Zalma
Read the full article at https://lnkd.in/gDQZc5vP and at https://zalma.com/blog plus more than 5350 posts.
In Danielle Lips, on behaf of hersef and all others similarly situated v. ACCU Reference Medical Lab, LLC, Civil Action No. 25-13642 (SDW) (CF), United States District Court, D. New Jersey (June 24, 2026) a data-breach class action, the District of New Jersey granted Accu Reference Medical Lab, LLC’s motion to dismiss because Plaintiff Danielle Lips failed to plead Article III standing.
FACTS:
Lips alleged that ACCU, a medical testing laboratory, obtained her personally identifiable information and protected health information through diagnostic testing ordered by her former physician. She claimed the Qilin ransomware group stole ACCU’s data and posted screenshots containing some patients’ unredacted information on the...
Prisoner’s Failure to Exhaust Administrative Remedies Fatal to Suit
Post number 5393
It Does not Pay to Violate the Conditions of Post-Release Supervision
Posted on July 13, 2026 by Barry Zalma
In Monnie Villarreal v. VitalCore; Nancy Unknown, Nurse Practitioner, VitalCore/Jackson County; John Ledbetter, Sheriff; Geneva Drummond, No. 25-60415, United States Court of Appeals, Fifth Circuit (July 9, 2026) Monnie Villarreal, convicted of conspiracy to commit insurance fraud and later placed on post-release supervision, was arrested for violating the terms of that supervision and detained at the Jackson County Adult Detention Center.
While incarcerated he alleged inadequate diabetes care and later an assault by another inmate, asserting claims under 42 U.S.C. § 1983 against medical providers and correctional officials.
LAW:
The Prison Litigation Reform Act bars a prisoner from bringing a § 1983 action concerning prison conditions until all available administrative remedies are exhausted. ...
Plaintiff Representing Herself Failed to Allege Jurisdiction
Adverse Rulings Alone Almost Never Establish Bias
Post number 5392
Posted on July 10, 2026 by Barry Zalma
In Decheri Hafer v. Farmers Insurance Agency, No. 1:22-cv-0808 KES SKO, United States District Court, E.D. California (June 30, 2026) DeCheri Hafer, proceeding pro se, sued Farmers Insurance Agency alleging perjury, fraud, insurance fraud, and breach of contract.
After screening, the magistrate judge found the complaint deficient and allowed amendment. Plaintiff filed a first amended complaint objecting to all magistrate judges, while defendant moved to dismiss.
The magistrate judge recommended dismissal for lack of subject-matter jurisdiction because the amount in controversy was wholly unsubstantiated. Plaintiff did not object and instead sought default. The district court adopted the recommendation, dismissed the action without prejudice, denied default, entered judgment, and closed the case.
More than three years later, Plaintiff moved under Rule 60(b)(4) ...
