Zalma on Insurance
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Insurance Claims professional presents articles and videos on insurance, insurance Claims and insurance law for insurance Claims adjusters, insurance professionals and insurance lawyers who wish to improve their skills and knowledge. Presented by an internationally recognized expert and author.
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May 27, 2026
Divorce Proceeding Charges the Wife with Insurance Fraud

Was Insurance Fraud Attempted to Avoid Paying Child Support

No Matter How Contentious Divorce Seldom Charges the Parties with Fraud

Post number 5358

In Katherine Jane Macdonald v. Bryce Inglis Macdonald v. Mckenzie Cronk, LLC, and Denison Cronk, LLC, No. COA24-759, Court of Appeals of North Carolina (May 6, 2026).

The marital estate included multiple real properties, safe deposit boxes, insurance proceeds, rental income, retirement accounts, and two LLCs — Denison Cronk, LLC and McKenzie Cronk, LLC (Patio Playground).

FACTS

The court concluded that Wife’s actions “were undertaken knowingly and voluntarily to conceal income for the Patio Playground and in an effort to conceal potential insurance fraud.”

On the insurance proceeds, she claimed that because the checks were deposited into marital accounts, the court could not find she personally “received” them.

Law

Equitable distribution orders are reviewed to determine whether the findings are supported by competent evidence and whether those findings support the judgment; the actual distribution is reviewed for abuse of discretion.

Analysis

The Court of Appeals held that the trial court’s detailed findings regarding safe deposit box cash, insurance proceeds, diverted rental income, business goodwill, real property values, retirement account valuation, and the Camaro valuation were supported by competent evidence or binding stipulations.

On child support, however, the court found that two components of Husband’s income — his Social Security amount and 401(k) withdrawal amount — were not supported by evidence in the record.

Discussion

This case emphasizes the deference appellate courts give trial judges in equitable distribution disputes.

Conclusion

The Court of Appeals affirmed the equitable distribution and sanctions portions of the trial court’s order, but vacated in part and remanded the child support order because the findings concerning Husband’s Social Security and 401(k) income were unsupported by the record.

ZALMA OPINION

When I was a new lawyer I was assigned to deal with several divorce cases before I changed to an insurance law firm. The work was not pleasant and the parties were often at each others throats. If the court believed insurance fraud was attempted the judges in the Court of Appeals should have reported their findings to the appropriate prosecutor.

(c) 2026 Barry Zalma & ClaimSchool, Inc.
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May 26, 2026
He Who Acts as His Own Lawyer Has an Idiot for a Client

Arsonist Tried To Represent Himself, Failed, and Sought Habeas Relief

Post number 5357

Read the full article at https://www.linkedin.com/pulse/he-who-acts-his-own-lawyer-has-idiot-client-barry-zalma-esq-cfe-d4bwc, See the full video at and at and at https://zalma.com/blog.

Karacson’s Arson for Profit Attempt Required Skill & Experience to Succeed

In Steve Ellis Karacson v. David Shaver, Warden, No. 25-1089, United States Court of Appeals, Sixth Circuit (May 20, 2026) Steve Karacson was convicted in Michigan state court of arson and insurance fraud after evidence showed he burned his own insured home. Investigators found multiple points of origin, gasoline odor, and evidence tying him to the scene, including cell-phone location data and a receipt showing he had purchased a gas can and gloves shortly before the fire.

FACTS

Karacson initially had appointed counsel, but his relationships with both appointed attorneys ...

00:08:55
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May 11, 2026
Severe Punishment for Failure to Obey Court Orders

Foolish to Repeatedly Disobey Court Orders

All That Remains For Trial Is Plaintiff’s Damages On Each Of These Claims And Establishing Proximate Causation Of Those Damages.

Post number 5348

See the full video at and at and at https://zalma.com/blog plus 5300 posts.

In Linh Wang v. Esurance Insurance Company, No. C24-0447-JCC, United States District Court, W.D. Washington, Seattle (May 1, 2026) John C. Coughenour, United States District Judge, found that throughout this case, culminating with its briefing on Plaintiff’s renewed motion and that Defendant has subjected Plaintiff to unnecessary motion practice for clearly discoverable information and made dubious representations (including to the Court).

FACTUAL BACKGROUND

This case involves an underinsured/uninsured motorist insurance bad faith claim arising from a 2017 motor vehicle collision. The plaintiff, Linh Wang, alleges that Esurance Insurance ...

00:08:27
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May 08, 2026
Ambiguous Contract to Repair not an Assignment

The Right to Negotiate with Insurer is Not an Assignment of Claims

Post number 5347

Read the full article at https://www.linkedin.com/pulse/ambiguous-contract-repair-assignment-barry-zalma-esq-cfe-2xppc, see the full video at https://rumble.com/v79is1s-ambiguous-contract-to-repair-not-an-assignment.html and at and at https://zalma.com/blog plus more than 5300 posts.

Nebraska Requires an Actual Assignment to Allow Contractor to Sue Insurer

In Millard Gutter Company, a corporation doing business as Millard Roofing and Gutter v. Farmers Mutual Insurance Company of Nebraska, also known as Farmers Mutual Insurance, also known as Farmers Mutual, No. A-24-818, Court of Appeals of Nebraska (May 5, 2026) Millard sued Farmers as an assignee of Jane Anzalone who had hired Millard Gutter to repair the roof of her home and agreed to allow Millard Gutter to coordinate with her insurer, Farmers Mutual, concerning reimbursement for repairs authorized under her insurance policy.

FACTUAL BACKGROUND

In ...

00:08:02
7 hours ago
Lawyer & State Senator Permanently Disbarred

Taking Money From a Client Trust Account Warrants Severe Disciplinary Sanction

Post number 5383

Stealing from a Client is Reprehensible

Read the full article at https://www.linkedin.com/pulse/lawyer-state-senator-permanently-disbarred-barry-zalma-esq-cfe-ixf9e and at https://zalma.com/blog plus more than 5350 posts.

In Re: Derrick D.T. Shepherd, No. 2026-OB-00357, Supreme Court of Louisiana (June 25, 2026) petitioner Derrick D.T. Shepherd, a former Louisiana State Senator and attorney, pleaded guilty in 2008 to conspiracy to commit money laundering after using his client trust account to help launder nearly $141,000 in fraudulently generated bond fees. The Louisiana Supreme Court permanently disbarred him in 2012.

Shepard returned $75,000 to Ms. Moyo and kept the rest of the funds for himself, using $20,000 to retire his campaign debt. To conceal all of this activity, Shepard created false billing statements and time records reflecting work his law firm had purportedly done on behalf of his “client,” Ms. ...

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June 29, 2026
FAAA Authorization Act Does Not Preempt all State Tort Laws

Negligent Hiring Tort not Preempted by Federal Statute

Read the full article at https://www.linkedin.com/pulse/faa-authorization-act-does-preempt-all-state-tort-zalma-esq-cfe-6jkvc and at https://zalma.com/blog plus more than 5350 posts.

In Shawn Montgomery v. Caribe Transport II, LLC, et al., 608 U.S.__ No. 24-1238, United States Supreme Court (May 14, 2026) Shawn Montgomery suffered severe and permanent injuries when his tractor trailer was struck by a truck driven by Yosniel Varela-Mojena while Varela-Mojena was transporting plastic pots through Illinois for Caribe Transport II, LLC. C.H. Robinson Worldwide, Inc., acting as a transportation broker, had arranged the shipment.

Montgomery sued the driver, the motor carrier, the broker, and related entities, alleging that C.H. Robinson negligently hired Varela-Mojena and Caribe Transport despite safety information that allegedly showed Caribe Transport posed an unreasonable risk of crashes and injury.

LAW

The Federal Aviation Administration Authorization Act ...

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June 26, 2026
Federal Insecticide, Fungicide, and Rodenticide Act Requires Reversal

Million Dollar Roundup Verdict Reversed by SCOTUS

FIFRA Preempts the State-Law Failure-to-Warn Claim

Post number 5381
Posted on June 26, 2026 by Barry Zalma

In Monsanto Co. v. Durnell, Certiorari To The Court Of Appeals Of Missouri, Eastern District, No. 24–1068, argued April 27, 2026, decided June 25, 2026, the Supreme Court reversed a $1 million judgment found by a Missouri state court.

Facts

John Durnell sued Monsanto in Missouri state court, alleging that his long-term use of Roundup caused his non-Hodgkin’s lymphoma and that Monsanto should have warned users of cancer risks. A jury awarded Durnell more than $1 million on a failure-to-warn theory, and the Missouri Court of Appeals affirmed. The Supreme Court granted certiorari to resolve whether FIFRA preempts the state-law failure-to-warn claim.

Monsanto manufactures and distributes Roundup, a glyphosate-based herbicide. The Environmental Protection Agency has repeatedly evaluated glyphosate and has concluded that it is not likely to cause cancer; ...

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