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December 18, 2025
Supreme Court of Louisiana Removes Judge

Judge Who Lied to Get Elected Cannot Serve
Post 5245

Read the full article at https://lnkd.in/g7MkYfq5, see the video at https://lnkd.in/g9EbtuUC and at https://lnkd.in/grHpMXUB, and at https://zalma.com/blog plus more than 5200 posts.

In In Re: Judge Tiffany Foxworth-Roberts, No. 2025-O-01127, Supreme Court of Louisiana (December 11, 2025) the Louisiana Supreme Court in an opinion by Chief Justice Weimer dealt with the recommendation of the Judiciary Commission of Louisiana (Commission) that Judge Tiffany Foxworth-Roberts be removed from office for:

1. making false and misleading statements regarding her judicial campaigns;
2. making false and misleading statements to police investigating the reported burglary of her car; and
3. withholding information and providing false, incomplete, or misleading information during the investigation by the Office of Special Counsel (OSC), as well as in the proceedings before the Commission.

KEY FACTS

Complaint & Investigation:

In May 2021, an anonymous complaint led to an investigation that the judge made false and misleading statements during judicial campaigns about military service — claiming to be a U.S. Army captain and combat veteran of Desert Storm, Iraq, and Afghanistan, when she actually served stateside as a nurse and was honorably discharged as a first lieutenant.

In addition she made false and misleading statements to police regarding a reported car burglary, including misrepresenting the location of the incident and withheld information and provided false, incomplete, or misleading information during the OSC investigation and Commission proceedings.

The Commission found that the statements regarding Respondent's military service were false and misleading in several ways:

1. serve in any capacity during Operation Desert Storm, which took place in 1991, when she was only 16 years old.
2. her claim that she was a veteran of three wars gave the false impression that she served in combat areas overseas. She did not.
3. her claim that she obtained the rank of captain in the Army was also false and misleading.
4. her pattern of misleading information extended to the investigation of the car burglary and subsequent insurance claim.
5. her initial failure to disclose the USAA claim, her misleading statements regarding the location of the burglary, her failure to mention the additional insurance claim, and her contradictory explanations all indicated that she withheld information or provided inaccurate information.

FINDINGS

The Commission found clear and convincing evidence of repeated dishonesty, lack of candor, and attempts to mislead the public, police, insurance company, and the Commission itself.

LEGAL PRINCIPLES & VIOLATIONS

Code of Judicial Conduct Violations:

Violations of Canons 1, 2(A), 7(A)(9), 7(B)(1), and 7(B)(2), which require judges to uphold integrity, avoid impropriety, and be honest in campaign representations.

Louisiana Constitution Article V, § 25(C):

Provides grounds and procedures for judicial discipline, including removal from office for misconduct proven by clear and convincing evidence.

Purpose of Discipline:

The primary goal is to protect the public and preserve the integrity of the judiciary, not merely to punish the judge.

OUTCOME
Removal from Office:

The Supreme Court adopted the Commission’s recommendation, ordering Judge Tiffany Foxworth-Roberts’s removal from office, barring her from qualifying for judicial office for five years, and requiring reimbursement of investigation costs.

SIGNIFICANCE

The court emphasized that honesty and trustworthiness are essential judicial qualities. Persistent dishonesty, especially in campaign representations and official investigations, irreparably damages public confidence in the judiciary and warrants the most severe sanction—removal from office.

Respondent's misconduct constitutes a severe and irreparable impact on the integrity of and respect for the judiciary. Here, Respondent has gone beyond mere misrepresentation that misled the public: she created a campaign sign falsely stating that she was an Army captain, paid for multiple campaign ads that reiterated this untruth, falsely conveyed to voters that she was a combat veteran of three wars, and lied to the police about where the burglary of her car occurred, despite the investigating officer's words inviting clarification.

ORDER

The Supreme Court ruled that Respondent, Judge Tiffany Foxworth-Roberts be immediately suspended and disqualified from exercising any judicial functions.

ZALMA OPINION

Judges whose job is to provide justice to the public must be as clean and pure as Ceasar's wife. To blatantly commit insurance fraud and create a situation of stolen valor claiming to be a combat veteran in multiple areas around the world when she actually served as a nurse in the United States, never achieved a rank greater than lieutenant when she claimed to be a Captain, and lied during the investigation of Judiciary Commission caused the Supreme Court to remover her from office and purged the judiciary of any taint.

(c) 2025 Barry Zalma & ClaimSchool, Inc.

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00:09:05
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11 hours ago
Public Adjuster Immediately Retained but Insurer Not Notified

Insured Must Give Prompt Notice of Loss
Post 5256

Read the full article at https://lnkd.in/gBXRbKXD, see the video at https://lnkd.in/g4DKfUDz and at https://lnkd.in/g65V_RQ7 and at https://zalma.com/blog plus more than 5250 posts.

Once The Insured Knows There is Damage It is Obligated to Report the Loss to the Insurer

In Greater St. Stephen Ministries, Inc. v. Mt. Hawley Insurance Company, No. 24-cv-3130 (AS), United States District Court, S.D. New York (January 2, 2026) resolved a case brought by a church against an insurance company for denying coverage after Hurricane Ida. After discovery, the insurance company moved for summary judgment because it claimed the insured breached a material condition of the policy.

BACKGROUND

Greater St. Stephen Ministries, Inc., a church located in Louisiana, owned property that suffered damage from Hurricane Ida on August 29, 2021. The property was insured under a policy with Mt. Hawley Insurance Company, which required the insured to provide “prompt notice” of any loss or damage, ...

00:09:19
11 hours ago
Public Adjuster Immediately Retained but Insurer Not Notified

Insured Must Give Prompt Notice of Loss
Post 5256

Read the full article at https://lnkd.in/gBXRbKXD, see the video at https://lnkd.in/g4DKfUDz and at https://lnkd.in/g65V_RQ7 and at https://zalma.com/blog plus more than 5250 posts.

Once The Insured Knows There is Damage It is Obligated to Report the Loss to the Insurer

In Greater St. Stephen Ministries, Inc. v. Mt. Hawley Insurance Company, No. 24-cv-3130 (AS), United States District Court, S.D. New York (January 2, 2026) resolved a case brought by a church against an insurance company for denying coverage after Hurricane Ida. After discovery, the insurance company moved for summary judgment because it claimed the insured breached a material condition of the policy.

BACKGROUND

Greater St. Stephen Ministries, Inc., a church located in Louisiana, owned property that suffered damage from Hurricane Ida on August 29, 2021. The property was insured under a policy with Mt. Hawley Insurance Company, which required the insured to provide “prompt notice” of any loss or damage, ...

00:09:19
January 07, 2026
Broker's Failure to Obtain Insurance Ordered Causes Litigation

New Trial Because Jury Used Policy That Provides No Coverage to Assess Damages

Post 5255

Read the full article at https://lnkd.in/drG3xH2R, see the video at https://lnkd.in/d6p8e-9p and at https://lnkd.in/dgPsQ3Sn, and at https://zalma.com/blog plus more than 5250 posts.

In Brown & Brown of Florida, Inc. v. Houligan’s Pub & Club, Inc., and Ormond Wine Company, LLC, Nos. 5D2024-2352, 5D2024-2458, Florida Court of Appeals (January 2, 2026) the Court of Appeals was faced with a case of first impression that involved damages from a hurricane that hit the East Coast of Florida almost a decade ago and the extent to which an insurance broker is responsible for paying for such damages.

The jury entered a verdict in favor of the insurance broker on the insured’s claim that it was negligent in failing to procure insurance, but it found in favor of the insured on claims of breach of fiduciary duty and negligent misrepresentation.

The insurance broker does not contest it breached its duties on these two claims, only ...

00:08:01
December 31, 2025
“Sudden” is the Opposite of “Gradual”

Court Must Follow Judicial Precedent
Post 5252

Read the full article at https://www.linkedin.com/pulse/sudden-opposite-gradual-barry-zalma-esq-cfe-h7qmc, see the video at and at and at https://zalma.com/blog plus more than 5250 posts.

Insurance Policy Interpretation Requires Application of the Judicial Construction Doctrine

In Montrose Chemical Corporation Of California v. The Superior Court Of Los Angeles County, Canadian Universal Insurance Company, Inc., et al., B335073, Court of Appeal, 337 Cal.Rptr.3d 222 (9/30/2025) the Court of Appeal refused to allow extrinsic evidence to interpret the word “sudden” in qualified pollution exclusions (QPEs) as including gradual but unexpected pollution. The court held that, under controlling California appellate precedent, the term “sudden” in these standard-form exclusions unambiguously includes a temporal element (abruptness) and cannot reasonably be construed to mean ...

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December 29, 2025
Doctor Accused of Insurance Fraud Sues Insurer Who Accused Him

Lack of Jurisdiction Defeats Suit for Defamation

Post 5250

Posted on December 29, 2025 by Barry Zalma

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He Who Represents Himself in a Lawsuit has a Fool for a Client

In Pankaj Merchia v. United Healthcare Services, Inc., Civil Action No. 24-2700 (RC), United States District Court, District of Columbia (December 22, 2025)

FACTUAL BACKGROUND
Parties & Claims:

The plaintiff, Pankaj Merchia, is a physician, scientist, engineer, and entrepreneur, proceeding pro se. Merchia sued United Healthcare Services, Inc., a Minnesota-based medical insurance company, for defamation and related claims. The core allegation is that United Healthcare falsely accused Merchia of healthcare fraud, which led to his indictment and arrest in Massachusetts, causing reputational and business harm in the District of Columbia and nationwide.

Underlying Events:

The alleged defamation occurred when United ...

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December 15, 2025
Zalma’s Insurance Fraud Letter – December 15, 2025

Zalma’s Insurance Fraud Letter

Read the full article at https://lnkd.in/dG829BF6; see the video at https://lnkd.in/dyCggZMZ and at https://lnkd.in/d6a9QdDd.

ZIFL Volume 29, Issue 24

Subscribe to the e-mail Version of ZIFL, it’s Free! https://visitor.r20.constantcontact.com/manage/optin?v=001Gb86hroKqEYVdo-PWnMUkcitKvwMc3HNWiyrn6jw8ERzpnmgU_oNjTrm1U1YGZ7_ay4AZ7_mCLQBKsXokYWFyD_Xo_zMFYUMovVTCgTAs7liC1eR4LsDBrk2zBNDMBPp7Bq0VeAA-SNvk6xgrgl8dNR0BjCMTm_gE7bAycDEHwRXFAoyVjSABkXPPaG2Jb3SEvkeZXRXPDs%3D

Zalma’s Insurance Fraud Letter (ZIFL) continues its 29th year of publication dedicated to those involved in reducing the effect of insurance fraud. ZIFL is published 24 times a year by ClaimSchool and is written by Barry Zalma. It is provided FREE to anyone who visits the site at http://zalma.com/zalmas-insurance-fraud-letter-2/

Zalma’s Insurance Fraud Letter

Merry Christmas & Happy Hannukah

Read the following Articles from the December 15, 2025 issue:

Read the full 19 page issue of ZIFL at ...

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