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December 02, 2025
Governmental Immunity is not Absolute

Officer Making U-Turn Chasing Criminal May be Immune if Not Done in Reckless Disregard for Safety of Others

Fact Finder Must Establish Basis for Immunity
Post 5236

See the video at https://rumble.com/v72gq5o-governmental-immunity-is-not-absolute.html and at https://youtu.be/CHlEX2ZCc4s and at https://zalma.com/blog plus more than 5200 posts.

In Robert Young v. Officer John Doe et al. No. 2025 CA 0527 (La. App. 1st Cir. November 22, 2025) Robert Young sued Sid J. Gautreaux, III, in his official capacity as Sheriff of East Baton Rouge Parish (the “Sheriff”), and multiple insurance companies. The Sheriff’s Office and an unnamed deputy were not part of the summary-judgment ruling on appeal.

Procedural Posture

The trial court granted Sheriff’s motion for summary judgment, dismissed all claims against the Sheriff with prejudice, holding that La. R.S. 32:24 immunity applied and that Deputy Miller’s conduct did not rise to reckless disregard/gross negligence.

Key Facts

On July 19, 2019, Highway 19 Deputy Kevin Miller (EBR Sheriff’s Office) was responding to assist in a foot pursuit of fleeing suspects; his emergency lights were activated; sirens had been on earlier but were off at the moment of the collision. The Deputy said he was traveling northbound and began a U-turn after the suspect ran past him. Young says the deputy was parked/stationary on the northbound shoulder, then abruptly pulled out and executed a U-turn directly in front of him without warning.

Young was traveling northbound in the inside (left) northbound lane at normal or reduced speed. Deputy Miller initiated a U-turn into the southbound lanes to pursue/block the suspect; the front of Young’s vehicle struck the passenger side of the deputy’s Tahoe. Young suffered shoulder/neck injuries requiring surgery.
Controlling Statute: La. R.S. 32:24 (Emergency Vehicle Privileges)

Subsections A–C grant privileges to emergency vehicles responding to calls or in pursuit provided audible/visual signals are used sufficient to warn motorists.

These privileges do not relieve the driver of the duty of due regard for the safety of others and do not protect the driver from the consequences of reckless disregard for the safety of others. Emergency-vehicle drivers are liable only for reckless disregard (defined by Louisiana courts as gross negligence), not ordinary negligence.

Legal Standards Applied by the Court of Appeals

Statutory immunity under La. R.S. 32:24 is an affirmative defense. The governmental defendant bears the initial burden. Immunity statutes are strictly construed against the party claiming immunity.

On summary judgment, all factual inferences and doubts are resolved against the mover and in favor of trial on the merits. Summary judgment is rarely appropriate when reasonableness, state of mind, or degree of care (ordinary vs. gross negligence/reckless disregard) are at issue, because those determinations usually require weighing evidence and credibility assessments.

Genuine Issues of Material Fact Identified by the Appellate Court

The appellate court found multiple disputed material facts that precluded summary judgment:

1. Whether Deputy Miller was moving northbound (straddling lanes) or parked/stationary on the shoulder immediately before initiating the U-turn.
2. Whether adequate visual or audible signals were used immediately before/during the U-turn maneuver sufficient to warn northbound traffic.
3. Conflicting descriptions of the overall scene (location of suspects, other officers, traffic, etc.).

Because the disputes went to the heart of whether the statutory privileges were properly invoked, and whether the deputy’s conduct rose to reckless disregard/gross negligence, the court held that the Sheriff failed to carry his burden.

CONCLUSION

The appellate court reversed the trial court’s grant of summary judgment. The resolution was based upon Louisiana’s emergency-vehicle immunity under La. R.S. 32:24 is not absolute.

When material facts are disputed about the driver’s position, the adequacy of warnings, and the overall circumstances of an abrupt maneuver (here, a U-turn across traffic), summary judgment on the reckless-disregard/gross-negligence exception is improper. The case must go to a fact-finder (jury or judge) to determine whether the deputy’s actions amounted to reckless disregard for the safety of others.

ZALMA OPINION

The insurance issues will be determined by the findings of the trial court whether the deputy’s actions were reckless disregard for the safety of others. If so, he and the Sheriff’s office will be found liable and if not, they can be found immune and the insurers may not be required to indemnify the defendants.

(c) 2025 Barry Zalma & ClaimSchool, Inc.

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May 01, 2026
Zalma’s Insurance Fraud Letter – May 1, 2026

Happy Law Day

ZIFL – Volume 30, Issue 9 – May 1, 2026

Read the full article at https://www.linkedin.com/pulse/zalmas-insurance-fraud-letter-may-1-2026-barry-zalma-esq-cfe-2tywc, see the video at at and at https://zalma.com/blog plus more than 5300 posts.

THE SOURCE FOR THE INSURANCE FRAUD PROFESSIONAL

ZIFL – Volume 30, Issue 9 – May 1, 2026

Zalma’s Insurance Fraud Letter (ZIFL) continues its 30th year of publication dedicated to those involved in reducing the effect of insurance fraud. ZIFL is published 24 times a year and is written by Barry Zalma.

DOJ Creates National Fraud Enforcement Division

Will the Feds Take on Insurance Fraud? Possibly as Part of a National Anti-Fraud Effort

On April 7, 2026, the Acting Attorney General, Todd Blanche, issued a memorandum establishing the Department of Justice National Fraud Enforcement Division (NFED). The memo describes an ambitious, but perhaps redundant, vision for this ...

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April 30, 2026
The Efficient Proximate Cause Doctrine Saves a Claim

When Abalone Died As a Result of Multiple Causes The Efficient Proximate Cause Requires Payment

Post number 5345

Read the full article at https://www.linkedin.com/pulse/efficient-proximate-cause-doctrine-saves-claim-barry-zalma-esq-cfe-yndlc, see the video at and at and at https://zalma.com/blog plus more than 5300 posts.

In American Abalone Farms, LLC v. Star Insurance Company et al., H052643, California Court of Appeals, Sixth District (April 27, 2026) the Court of Appeals dealt with an insurance coverage issue that required application of the efficient proximate cause doctrine.

FACTS

American Abalone Farms, LLC ("American Abalone" ) operates an aquaculture farm in Santa Cruz County, California, raising abalone in tanks. In August 2020, the CZU Lightning Complex Fires led to a prolonged power outage and road closures near the farm. As a result, the farm’s water pumps failed, causing the death of most of the ...

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April 29, 2026
Breach of a Specific Condition Precedent Is a Complete Defense

Breach of a Specific Condition Precedent Is a Complete Defense

See the video at and at and at https://zalma.com/blog plus more than 5300 posts.

In United Services Automobile Association and State Farm Mutual Automobile Insurance Company v. Anthony Wenzell, 2026 CO 25 (Colo. Apr. 27, 2026) Anthony Wenzell was rear-ended in a car accident. He had a significant prior 2014 accident that required back surgery.

Wenzell claimed underinsured-motorist (UIM) benefits under three policies: (1) the tortfeasor’s liability policy, (2) his own primary UIM policy with State Farm, and (3) an excess UIM policy issued by USAA (under his brother’s policy, which contained an “other insurance” clause making USAA’s coverage excess over any collectible insurance).

After receiving the claims, both USAA and State Farm repeatedly requested that Wenzell execute comprehensive medical-release authorizations so they could obtain his full medical records and ...

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12 hours ago

It is Fraud to Make the Same Claim Twice

Read the full article at https://www.linkedin.com/pulse/fraud-make-same-claim-twice-barry-zalma-esq-cfe-c4g8c and at https://zalma.com/blog.

Chutzpah: After Being Paid for a New Roof Insured Makes Second Claim For Same Damages

Post number 5347

No One is Entitled to be Paid for the Same Loss Twice

In Mohammed Ali Khalili v. State Farm Lloyds, No. 14-25-00611-CV, Court of Appeals of Texas (April 30, 2026) Khalili maintained a State Farm Lloyds homeowners insurance policy for decades. In 2008 he filed a roof-damage claim; State Farm paid him to replace the entire roof (shingles and gutters). Khalili never replaced the roof and repeated his claim.

BACKGROUND

In 2021 he filed a second roof claim. State Farm’s inspectors found the roof “very old” with extensive non-storm-related damage. The claim was denied because (1) the damage did not exceed the deductible and (2) State Farm had already paid for a full roof replacement.

PROCEDURAL HISTORY

State Farm filed motion for summary...

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12 hours ago

It is Fraud to Make the Same Claim Twice

Read the full article at https://www.linkedin.com/pulse/fraud-make-same-claim-twice-barry-zalma-esq-cfe-c4g8c and at https://zalma.com/blog.

Chutzpah: After Being Paid for a New Roof Insured Makes Second Claim For Same Damages

Post number 5347

No One is Entitled to be Paid for the Same Loss Twice

In Mohammed Ali Khalili v. State Farm Lloyds, No. 14-25-00611-CV, Court of Appeals of Texas (April 30, 2026) Khalili maintained a State Farm Lloyds homeowners insurance policy for decades. In 2008 he filed a roof-damage claim; State Farm paid him to replace the entire roof (shingles and gutters). Khalili never replaced the roof and repeated his claim.

BACKGROUND

In 2021 he filed a second roof claim. State Farm’s inspectors found the roof “very old” with extensive non-storm-related damage. The claim was denied because (1) the damage did not exceed the deductible and (2) State Farm had already paid for a full roof replacement.

PROCEDURAL HISTORY

State Farm filed motion for summary...

post photo preview
April 30, 2026
Investigation of First Party Property Claims

What Must be Done after Notice of a Claim is Received by the Insurer

Read the full article at https://lnkd.in/gzvvdkMZ and at https://zalma.com/blog.

Below you will read from this post until you reach the the end of this blog post as the free part of an Excellence in Claims Handling post. To read the full article and receive all articles for members of Excellence in Claims Handling you should consider joining as a paid member to get full access to articles for members only, to our news, analysis, insurance coverage, claims, insurance fraud and insurance webinars, by clicking at the subscription link below.

A first party property policy does not insure property: it insures a person, partnership, corporation or other entity against the risk of loss of the property. Before an insured can make a claim for indemnity under a policy of first party property insurance the insured must prove that there was damage to property the risk of loss of which was insured by the policy. The obligation imposed on the insured ...

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