Posted on September 3, 2026 by Barry Zalma
You Only Get One Chance to Sue
Post 5484
In David Cromp v. Johnny Harkrider, Monique Harkrider, and their Marital Community, dba Able Plumbing Plus, No. 61678-5-II, Court of Appeals of Washington, Division 2 (August 25, 2026) David Cromp hired Able Plumbing Plus in 2018 to install plumbing, including two toilets, at his residence. In 2019, both toilets allegedly leaked, causing damage. Insurance claims were submitted through Able’s contractor policy, but the insurer eventually denied the claims.
Cromp sued Able in 2022 for breach of contract based on the allegedly defective toilet installation. During that case, Cromp attempted to add claims related to Able’s conduct during the insurance claim process, including fraud, bad faith, tortious conduct, and bond-related claims, but the superior court denied leave to amend. The 2022 breach-of-contract claim was later dismissed with prejudice on summary judgment as time-barred.
On the same day the 2022 case was dismissed, Cromp filed a new 2024 lawsuit against Able asserting claims arising from both the defective installation and Able’s alleged conduct during the insurance claim process. The superior court dismissed the 2024 case on summary judgment based on res judicata and collateral estoppel and struck Cromp’s motion to compel discovery as moot.
LAW
The key doctrine was res judicata, also known as claim preclusion. Under Washington law, res judicata bars a later lawsuit when there has been a final judgment on the merits and the later case shares identity with the prior case in:
1. subject matter,
2. cause of action,
3. persons and parties, and
4. the quality of the persons for or against whom the claim is made.
Res judicata also bars claim splitting, meaning a plaintiff may not bring separate lawsuits based on the same transaction or occurrence when the claims could have been litigated in the earlier action.
DISCUSSION
The court concluded that Cromp’s 2022 case ended in a final judgment on the merits because the breach-of-contract claim was dismissed with prejudice on summary judgment, even though the dismissal was based on the statute of limitations.
The court then found all four res judicata elements satisfied. The 2022 and 2024 lawsuits involved the same subject matter because both arose from Able’s toilet installation and related events. The causes of action were sufficiently identical because they arose from the same transactional nucleus of facts: the plumbing contract, the alleged leaking toilets, and Able’s conduct after the leaks were discovered. Although Cromp framed the 2024 claims as fraud, negligence, bad faith, insurance fraud, and emotional distress, the court emphasized that res judicata bars not only claims actually litigated but also claims that could have been brought with reasonable diligence in the earlier case. The court also found identity of parties and quality of parties because Cromp and Able were parties in both lawsuits in the same capacities.
The superior court therefore did not abuse its discretion by striking the motion as moot.
ANALYSIS
The court’s reasoning turned less on the labels Cromp attached to his later claims and more on the factual basis underlying both lawsuits. Cromp knew of the alleged insurance-related misconduct during the 2022 case and even attempted to add similar claims by amendment. Because those claims arose out of the same contractual relationship and sequence of events, he was required to pursue them in the original action rather than filing a second lawsuit after the first case was dismissed.
Washington law prohibits filing two separate lawsuits based on the same event or claim splitting. As a threshold requirement of res judicata, there must be a final judgment on the merits in the prior suit. If claim splitting were permitted, the practice would lead to multiple suits and force a defendant to incur the cost and effort of defending multiple suits. The prohibition on claim splitting generally arises under the doctrine of res judicata, also commonly known as claim preclusion. We review de novo whether res judicata bars an action.
Even a plaintiff who later pleads different legal theories cannot avoid res judicata if the later claims arise from the same factual transaction and could have been litigated previously. The ruling also shows that a dismissal with prejudice on statute-of-limitations grounds can have preclusive effect.
Res judicata rests upon the ground that a matter which has been litigated, or on which there has been an opportunity to litigate, in a former action in a court of competent jurisdiction, should not be permitted to be litigated again. It puts an end to strife, produces certainty as to individual rights, and gives dignity and respect to judicial proceedings.
CONCLUSION
The Court of Appeals affirmed the superior court. It held that Cromp’s 2024 lawsuit was barred by res judicata because it constituted impermissible claim splitting following the final judgment in his 2022 case. The court also affirmed the order striking Cromp’s motion to compel discovery as moot.
The Court of Appeals held that Able was entitled to judgment as a matter of law because Cromp’s 2024 lawsuit constituted impermissible claim splitting barred by res judicata. Accordingly, it affirmed the superior court’s summary judgment dismissal of Cromp’s claims and its decision to strike Cromp’s motion to compel discovery as moot.
ZALMA OPINION
Litigation is a win or lose proposition. You sue, you win or you lose. And when you lose a lawsuit you cannot sue again to get another chance to win. Cromp lost. He tried suing again using different legal concepts. The Court of Appeals put an end to the strife betweem the homeowner and the contractor. Res Judicata produced certainty as to individual rights, and gave dignity and respect to the judicial proceedings.
(c) 2026 Barry Zalma & ClaimSchool, Inc.
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Insurance Expert May Not Testify to Speculative and Contains Unsupported Conclusions.
Posted on September 18, 2026 by Barry Zalma
See the full video at and at https://rumble.com/v7fmifw-expert-may-only-testify-to-what-experience-supports.html
In Michele A. Over, and The Estate Of Paul R. Over v. State Farm Mutual Automobile Insurance Company, and State Farm Fire And Casualty Company, Civil Action No. 23-cv-02243-PAB-STV, United States District Court, D. Colorado (September 14, 2026) Michele and Paul Over sued State Farm Fire and State Farm Auto over hail-damage and stolen-vehicle claims.
The operative dispute concerned State Farm Auto’s motion to exclude or limit opinions from plaintiffs’ insurance-industry expert, Aaron Castillo. Castillo.
Law
The proponent of expert testimony must establish by a preponderance of the evidence that an expert is qualified and that the opinions are helpful, sufficiently grounded, and reliably derived and applied. Experience-based opinions must explain how the...
150 Months in Prison for Tax Fraud
Post 4846
Posted on September 17, 2026 by Barry Zalma
See the full video at https://lnkd.in/g8rh3JBX and https://lnkd.in/gmkdy-9C, In United States Of America v. Thomas Addaquay, Nos. 25-10609, 25-10611, United States Court of Appeals, Eleventh Circuit (September 9, 2026) the Eleventh Circuit affirmed all challenged convictions, the 150-month aggregate sentence, and the challenged $4,123,474.55 restitution award.
FACTS
In United States Of America v. Thomas Addaquay, United States Of America v. Thomas Addaquay, Nos. 25-10609, 25-10611, United States Court of Appeals, Eleventh Circuit (September 9, 2026) the Eleventh Circuit affirmed all challenged convictions, the 150-month aggregate sentence, and the challenged $4,123,474.55 restitution award.
FACTS
Thomas Addaquay controlled United Consolidated Accounting and Business Services (UC), nominally a check-cashing business.
The government proved a three-stage tax-refund scheme that converted the resulting refund checks into usable funds through ...
Major Fraud Perpetrator Asserts Fifth Amendment Privilege to Avoid Prosecution
Post 5489
Posted on September 14, 2026 by Barry Zalma
Fraudster Refuses to Answer Questions About His Alleged Fraud
See the full video at https://lnkd.in/gvicAMDr and at https://lnkd.in/gvicAMDr
In Great American Insurance Co. v. Gemstone Property Management, LLC, et al., No. 23-cv-9100 (LJL), United States District Court, S.D. New York (September 8, 2026) Great American Insurance Company alleged that it was defrauded through a scheme in which Subin Associates, LLP recruited individuals to stage construction-site injuries, arranged unnecessary medical treatment and litigation funding, and pursued fraudulent personal-injury claims.
Luis Manuel Garcia Salcedo, resulted in a $6 million settlement. Non-party Jose Hernandez allegedly worked as an assistant manager at Subin, operated Hernandez Associates, and owned litigation-funding companies that shared office space with Subin and provided services to its clients.
After Great American ...
Sovereign Immunity Defeats Suit Against Police Officers
Post 4866
Posted on October 21, 2026 by Barry Zalma
In Chad Lightfoot, et al. v. Progressive Direct Insurance Company, et al., Civil Action No. 26-434, United States District Court, E.D. Louisiana (October 9, 2026) Chad Lightfoot was involved in an Orleans Parish automobile accident in 2011 and filed claims with several insurers, including Progressive.
After a related civil dispute, Progressive counsel allegedly submitted a false affidavit stating that Lightfoot had fraudulently received a $50,000 payment. A New Orleans police detective relied on the affidavit to obtain an arrest warrant, and Louisiana State Police Lieutenant Alan Arcana allegedly reported that Lightfoot had received the payment. Lightfoot was arrested in 2015 and charged with theft, insurance fraud, and perjury.
Plaintiffs alleged that no record of the payment existed and that the criminal charges were dismissed on October 15, 2024.
Lightfoot and Geralyn Hawkins filed suit in October 2025 and ...
Plaintiff’s Reading of the Policy is Plaintiff’s Reasonable Allegations
Posted on October 19, 2026 by Barry Zalma
Post 4868
CLASS ACTION THAT STATES A SIMPLE CLEAR AND PLAUSIBLE CAUSE OF ACTION SURVIVES
In Sheila Marino v. Farmers New World Life Insurance Company, No. 2:25-cv-02200-JNW, United States District Court, W.D. Washington, Seattle (October 13, 2026) defendant Farmers New World Life Insurance Company’s (“FNWL”) moved to dismiss Plaintiff Sheila Marino’s putative class action involving flexible universal life insurance.
Marino filed a putative class action in King County Superior Court alleging: (1) breach of contract, (2) breach of the implied covenant of good faith and fair dealing, and (3) violation of the Washington Consumer Protection Act (CPA).
She pleaded two theories: an “overcharge” theory and an “underpayment of interest” theory asked the Court to take judicial notice of historical Federal Funds Effective Rates.
THE LAW
Pleading Standard.
To survive a Rule 12(b)(6) motion, a ...
A Suit Filed Before the Claim Exists is Fatal
Post 4870
Posted on October 20, 2026 by Barry Zalma
In Louis Briggs v. Shaun Wimberly; Somerset Services, Inc.; And Wimberly & Associates, PLLC, and Louis Briggs v. Shaun Wimberly And Wimberly & Associates, PLLC Nos. 2024-CA-1471-MR, 2025-CA-1366-MR, Court of Appeals of Kentucky (October 9, 2026) Louis Briggs was arrested in 2014 after an incident with police and charged with several offenses, including third-degree assault.
Probable cause was found and an indictment was returned, but the charges were eventually dismissed. His attorney, Shaun Wimberly, then filed a federal civil rights suit for Briggs in a United States district court, which also asserted state-law claims. The district court dismissed most of the claims and declined to exercise jurisdiction over the remaining state-law claims. Briggs blamed Wimberly for the result, fired him, and appealed to the Sixth Circuit.
While the federal appeal was pending, Briggs filed a legal malpractice action against Wimberly in the Jefferson Circuit Court. The Sixth ...