Insurance books
Barry Zalma
Nov 27, 2023
Read the full article at https://lnkd.in/g-7PTSQc
and se the full video at https://lnkd.in/gZBDe7xg and at https://lnkd.in/gkD6khTb and at https://zalma.com/blog plus more than 4700 posts.
Most Insurers Have Rules Prohibiting their Employees to Get Gifts
When I was a young lawyer I tried to give gifts to the claims personnel who referred cases to me and my law firm. I tried to provide them with gifts that they would enjoy only to be told I was violating the company rules. I talked with management and was allowed to make a gift to the claims offices and would send them a book for their library. It was acceptable and accepted by the claims people with good grace and didn’t disappear as would a box of Mrs. Field’s cookies.
If you or your firm works with insurers and you wish to thank your clients consider sending a gift of a book or books for your clients that include:
Everything Needed by the Insurance Claims Professional from Barry Zalma at https://zalma.com/blog/insurance-claims-library/. The library contains many books on the subject of insurance.
The Books include:
A Compact Book on How Judges Read, Understand, Interpret and Rule on Insurance Policy Issues
The book is available https://zalma.com/blog/insurance-claims-library/
The Compact Book on Ethics
How Ethical Doctrines from the Beginning of the Written Word to the Present Resulted in the Incorporation of the Covenant of Good Faith
The book is available as a https://zalma.com/blog/insurance-claims-library/
“How to Acquire, Understand, and Make a Successful Claim on a Commercial Property Insurance Policy: Information Needed for Individuals and Insurance Pros to Deal With Commercial Property Insurance”
The Book is now available https://zalma.com/blog/insurance-claims-library/
The Tort of Bad Faith
Available https://zalma.com/blog/insurance-claims-library/
The Equitable Remedy of Rescission of Insurance
Available https://zalma.com/blog/insurance-claims-library/
Insurance Fraudsters Deserve No Quarter
Book That Explains How to Defeat or Deter Insurance Fraud
Available https://zalma.com/blog/insurance-claims-library/
The Examination Under Oath to Resolve Insurance Claims
Available https://zalma.com/blog/insurance-claims-library/
Insurance Fraud – Volume I & Volume II Second Edition
Available https://zalma.com/blog/insurance-claims-library/
The Homeowners Insurance Policy Handbook
How To Buy An Appropriate Homeowners Policy And Successfully Make A Claim To The Insurer
Available https://zalma.com/blog/insurance-claims-library/
It’s Time to Abolish The Tort of Bad Faith
A book examining the creation, history and effect of the Tort of Bad Faith.
Insurance Fraud Costs Everyone
Available https://zalma.com/blog/insurance-claims-library/
California SIU Regulations 2020
Available https://zalma.com/blog/insurance-claims-library/
California Fair Claims Settlement Practices Regulations 2022
Minimum Standards for Adjusting Claims in CaliforniaEvery Claims Person in California Must Read, Understand, or be Trained About the California Fair Claims Settlement Practices Regulations by September 1 of Each Year
Available https://zalma.com/blog/insurance-claims-library/
“Zalma’s Mold & Fungi Handbook”
“Getting the Whole Truth: Interviewing Techniques for the Lawyer”
Learn techniques that can help you interact with others and effectively gather the facts you need.
Zalma on Insurance Claims – Third Edition
Ten Volumes Comprising A Comprehensive Group of Materials on Property & Casualty Insurance Claims
Mold Claims
The Compact Book of Adjusting Property Insurance Claims – Third Edition
A Manual for the First Party Property Insurance Adjuster. https://zalma.com/blog/insurance-claims-library/
The Compact Book on Adjusting Liability Claims, Third Edition
A Handbook for the Liability Claims Adjuster
available https://zalma.com/blog/insurance-claims-library/.
The Little Book on Ethics for the American Lawyer
The practice of law demands more than knowledge of statutory and case law. Available https://zalma.com/blog/insurance-claims-library/
Random Thoughts on Insurance
Available https://zalma.com/blog/insurance-claims-library/
Fictionalized True Insurance Crime Books
Insurance Fraud Costs Everyone
available https://zalma.com/blog/insurance-claims-library/
Candy and Abel: Murder for Insurance Money
How a young lawyer and wise old investigator defeated an Available https://zalma.com/blog/insurance-claims-library/
Murder And Insurance Fraud Don’t Mix
Available https://zalma.com/blog/insurance-claims-library/
Murder & Old Lace: Solving Murders Performed for Insurance Money
Available https://zalma.com/blog/insurance-claims-library/
Arson for Terrorism and Profit
How an Insurance Investigator and Insurance Lawyer Defeated a Plot to use a Fire to Fund Terrorism
Available https://zalma.com/blog/insurance-claims-library/
M.O.M. & The Taipei Fraud
How an Experienced Adjuster Defeated a $7 Million Fake Burglary Claim
Available https://zalma.com/blog/insurance-claims-library/
Arson-For-Profit Fire at the Cowboy Bar & Grill
Available as a paperback. Available as a Kindle book.
The Defeat of a Fake $10 Million Jewelry Robbery Insurance Claim
Available https://zalma.com/blog/insurance-claims-library/
New Books from Full Court Press
The Insurance Law Deskbook.
Paperback, only $95.00 available at https://www.fastcase.com/store/fcp/insurance-law-deskbook-2/
California Insurance Law Deskbook
Available at https://www.fastcase.com/.../california-insurance-law.../ a paperback for only $95.00.
Zalma on Property and Casualty Insurance Insurance Law Deskbook
Learn the insurance basics that are essential to every civil practitioner. Available at Fastcase.com bookstore.
California Insurance Law Deskbook
Fastcase.com bookstore.
Insurance Bad Faith and Punitive Damages Deskbook
All available at fastcase.com bookstore.
From Thomson Reuters
Property Investigation Checklists Uncovering Insurance Fraud, 13th Edition Available at https://store.legal.thomsonreuters.com/.../p/106702361 and as a THOMSON REUTERS PROVIEW eBOOK EDITION https://store.legal.thomsonreuters.com/.../p/106702363
From the American Bar Association
The Insurance Fraud Deskbook
This book is written for individuals who are focused on the effort to reduce expensive and pervasive occurrences of insurance fraud. Lawyers who represent insurers, claims personnel, prosecutors and their investigators can all benefit from this exhaustive resource
Available at http://shop.americanbar.org/eBus/Default.aspx?TabID=251...; or [email protected], or 800-285-2221.
Diminution in Value Damages
How to Determine the Proper Measure of Damage to Real and Personal Property
The Commercial Property Insurance Policy Deskbook
How to Acquire a Commercial Property Policy and Present and Collect a First-Party Property Insurance Claim
If you buy a book I will add all of your clients to my substack non-subscriber list and as free subscribers to Zalma’s Insurance Fraud Letter.
(c) 2023 Barry Zalma & ClaimSchool, Inc.
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Daily articles are published at https://zalma.substack.com.
Go to the podcast Zalma On Insurance at https://podcasters.spotify.com/pod/show/barry-zalma/support; Go to Barry Zalma videos at Rumble.com at https://rumble.com/c/c-262921; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg; Go to the Insurance Claims Library – http://zalma.com/blog/insurance-claims-library.
If you buy a book I will add all of your clients to my substack non-subscriber list and as free subscribers to Zalma’s Insurance Fraud Letter.
Read the full article at https://lnkd.in/g-7PTSQc
The Largest Residential Burglary of All Time
Post 5407
Fraud & the Fear of Bad Faith Suits
Posted on July 22, 2026 by Barry Zalma
See the full video at https://lnkd.in/gWQQEySW and at https://lnkd.in/gyhdK6wv
This is a Fictionalized True Crime Story of Insurance Fraud explaining why Insurance Fraud is a “Heads I Win, Tails You Lose” situation for Insurers. The story is one of a collection designed to help to Understand How Insurance Fraud in America is Costing Everyone who Buys Insurance Thousands of Dollars Every year and Why Insurance Fraud is Safer and More Profitable for the Perpetrators than any Other Crime.
This is a Fictionalized True Crime Story of Insurance Fraud explaining why Insurance Fraud is a “Heads I Win, Tails You Lose” situation for Insurers. The story is one of a collection designed to help to Understand How Insurance Fraud in America is Costing Everyone who Buys Insurance Thousands of Dollars Every year and Why Insurance Fraud is Safer and More Profitable for the Perpetrators than any Other Crime.
After ...
Chutzpah is not Enough
Post 5397
Posted on July 20, 2026 by Barry Zalma
See the video and at https://lnkd.in/gNUs2XzT and at https://lnkd.in/g2MawyzX
Magistrate Issues a Search Warrant if there is a Fair Probability that Contraband or Evidence of a Crime will be Found in a Particular Place.
In United States Of America v. Frank Suess, et al., CRIMINAL No. 3:24-308, United States District Court, M.D. Pennsylvania (July 16, 2026) a federal grand jury indicted Frank Suess, Melissa Driscoll, and others in a 55-count health care fraud and anti-kickback prosecution arising from an alleged scheme involving medically unnecessary prescription “foot baths.”
As part of the investigation, the FBI obtained an August 19, 2022 warrant to search Driscoll’s Sterling Pharmacy Yahoo email account for emails from January 1, 2018 through December 31, 2020. Driscoll moved to suppress the resulting evidence, arguing that the warrant lacked probable cause, was overbroad, and rested on material misstatements and omissions.
LAW:
The ...
Fraud Shouldn’t Pay
Post 5396
See the video and at https://rumble.com/v7ctgmq-the-great-jewel-theft.html at https://youtu.be/aRbQ2sJfGwA
This is a Fictionalized True Crime Story of Insurance Fraud explaining why Insurance Fraud is a “Heads I Win, Tails You Lose” situation for Insurers. The story is one of a collection designed to help to Understand How Insurance Fraud in America is Costing Everyone who Buys Insurance Thousands of Dollars Every year and Why Insurance Fraud is Safer and More Profitable for the ¬¬¬Perpetrators than any Other Crime.
The Insured purchased, for the first time in his life, a policy of Personal Articles Floater Insurance (PAF) scheduling $125,000 worth of ladies jewelry. He advised the insurer that the jewelry was always kept in a class E safe at his residence. He also told the insurer that he was employed full time as the owner of a gasoline service station and that he had never been canceled or suffered a previous loss.
One month after the policy was ...
Day Care Owner Loses Subsidies Because She Criticized State
Post 5421
Posted on August 11, 2026 by Barry Zalma
First Amendment Right Will be Allowed to Go to Trial
In Betsey J. Grant v. Maine State Department Of Heath And Human Services, No. 1:25-cv-00490-JAW, United States District Court, D. Maine (August 6, 2026), Betsey J. Grant, a licensed childcare provider and operator of Tiny Tikes Daycare in Trenton, Maine, sued Maine DHHS and several employees after she publicly criticized DHHS before Maine’s Government Oversight Committee and alleged that officials retaliated against her.
She claimed DHHS imposed and extended a conditional license, published stigmatizing information, interfered with subsidies and program funding, removed her from a food program, rescinded an expansion grant, and used biased or falsified evidence in licensing proceedings. Following the March 10, 2023, GOC testimony, Ms. Grant alleges that foster children's subsidies (approximately $30,000) were withheld; she was removed from the ...
Rescission for Material Misrepresentation
Post 5418
Posted on August 5, 2026 by Barry Zalma
An Insurer May Rescind An Insurance Policy Where The Applicant Made A Material Misrepresentation In The Application.
In Union Mutual Fire Insurance Company v. 844 Knickerbocker, LLC, et al. No. 2024-10359, Index No. 602824/22, 2026 NY Slip Op 04789, Supreme Court of New York, Second Department (July 29, 2026) Union Mutual Fire Insurance Company issued commercial insurance policies to 844 Knickerbocker, LLC, and Sanjaya Mallick based on applications stating that the insured property contained two apartment units. After an underlying personal injury action was filed, Union Mutual determined that the property actually contained three apartment units and rescinded the policies on the ground that the defendants had made a material misrepresentation in the applications.
LAW:
A misrepresentation is material if the insurer would not have issued the same policy, or would have issued it only on different terms, had the true ...
Rescission for Material Misrepresentation
Post 5418
Posted on August 5, 2026 by Barry Zalma
An Insurer May Rescind An Insurance Policy Where The Applicant Made A Material Misrepresentation In The Application.
In Union Mutual Fire Insurance Company v. 844 Knickerbocker, LLC, et al. No. 2024-10359, Index No. 602824/22, 2026 NY Slip Op 04789, Supreme Court of New York, Second Department (July 29, 2026) Union Mutual Fire Insurance Company issued commercial insurance policies to 844 Knickerbocker, LLC, and Sanjaya Mallick based on applications stating that the insured property contained two apartment units.
LAW:
A misrepresentation is material if the insurer would not have issued the same policy, or would have issued it only on different terms, had the true facts been disclosed. To establish materiality as a matter of law, the insurer must submit documentation of its underwriting practices, such as manuals, guidelines, bulletins, or rules addressing similar risks.
DISCUSSION/ANALYSIS:
As a result, the...
