Insurance books
Barry Zalma
Nov 27, 2023
Read the full article at https://lnkd.in/g-7PTSQc
and se the full video at https://lnkd.in/gZBDe7xg and at https://lnkd.in/gkD6khTb and at https://zalma.com/blog plus more than 4700 posts.
Most Insurers Have Rules Prohibiting their Employees to Get Gifts
When I was a young lawyer I tried to give gifts to the claims personnel who referred cases to me and my law firm. I tried to provide them with gifts that they would enjoy only to be told I was violating the company rules. I talked with management and was allowed to make a gift to the claims offices and would send them a book for their library. It was acceptable and accepted by the claims people with good grace and didn’t disappear as would a box of Mrs. Field’s cookies.
If you or your firm works with insurers and you wish to thank your clients consider sending a gift of a book or books for your clients that include:
Everything Needed by the Insurance Claims Professional from Barry Zalma at https://zalma.com/blog/insurance-claims-library/. The library contains many books on the subject of insurance.
The Books include:
A Compact Book on How Judges Read, Understand, Interpret and Rule on Insurance Policy Issues
The book is available https://zalma.com/blog/insurance-claims-library/
The Compact Book on Ethics
How Ethical Doctrines from the Beginning of the Written Word to the Present Resulted in the Incorporation of the Covenant of Good Faith
The book is available as a https://zalma.com/blog/insurance-claims-library/
“How to Acquire, Understand, and Make a Successful Claim on a Commercial Property Insurance Policy: Information Needed for Individuals and Insurance Pros to Deal With Commercial Property Insurance”
The Book is now available https://zalma.com/blog/insurance-claims-library/
The Tort of Bad Faith
Available https://zalma.com/blog/insurance-claims-library/
The Equitable Remedy of Rescission of Insurance
Available https://zalma.com/blog/insurance-claims-library/
Insurance Fraudsters Deserve No Quarter
Book That Explains How to Defeat or Deter Insurance Fraud
Available https://zalma.com/blog/insurance-claims-library/
The Examination Under Oath to Resolve Insurance Claims
Available https://zalma.com/blog/insurance-claims-library/
Insurance Fraud – Volume I & Volume II Second Edition
Available https://zalma.com/blog/insurance-claims-library/
The Homeowners Insurance Policy Handbook
How To Buy An Appropriate Homeowners Policy And Successfully Make A Claim To The Insurer
Available https://zalma.com/blog/insurance-claims-library/
It’s Time to Abolish The Tort of Bad Faith
A book examining the creation, history and effect of the Tort of Bad Faith.
Insurance Fraud Costs Everyone
Available https://zalma.com/blog/insurance-claims-library/
California SIU Regulations 2020
Available https://zalma.com/blog/insurance-claims-library/
California Fair Claims Settlement Practices Regulations 2022
Minimum Standards for Adjusting Claims in CaliforniaEvery Claims Person in California Must Read, Understand, or be Trained About the California Fair Claims Settlement Practices Regulations by September 1 of Each Year
Available https://zalma.com/blog/insurance-claims-library/
“Zalma’s Mold & Fungi Handbook”
“Getting the Whole Truth: Interviewing Techniques for the Lawyer”
Learn techniques that can help you interact with others and effectively gather the facts you need.
Zalma on Insurance Claims – Third Edition
Ten Volumes Comprising A Comprehensive Group of Materials on Property & Casualty Insurance Claims
Mold Claims
The Compact Book of Adjusting Property Insurance Claims – Third Edition
A Manual for the First Party Property Insurance Adjuster. https://zalma.com/blog/insurance-claims-library/
The Compact Book on Adjusting Liability Claims, Third Edition
A Handbook for the Liability Claims Adjuster
available https://zalma.com/blog/insurance-claims-library/.
The Little Book on Ethics for the American Lawyer
The practice of law demands more than knowledge of statutory and case law. Available https://zalma.com/blog/insurance-claims-library/
Random Thoughts on Insurance
Available https://zalma.com/blog/insurance-claims-library/
Fictionalized True Insurance Crime Books
Insurance Fraud Costs Everyone
available https://zalma.com/blog/insurance-claims-library/
Candy and Abel: Murder for Insurance Money
How a young lawyer and wise old investigator defeated an Available https://zalma.com/blog/insurance-claims-library/
Murder And Insurance Fraud Don’t Mix
Available https://zalma.com/blog/insurance-claims-library/
Murder & Old Lace: Solving Murders Performed for Insurance Money
Available https://zalma.com/blog/insurance-claims-library/
Arson for Terrorism and Profit
How an Insurance Investigator and Insurance Lawyer Defeated a Plot to use a Fire to Fund Terrorism
Available https://zalma.com/blog/insurance-claims-library/
M.O.M. & The Taipei Fraud
How an Experienced Adjuster Defeated a $7 Million Fake Burglary Claim
Available https://zalma.com/blog/insurance-claims-library/
Arson-For-Profit Fire at the Cowboy Bar & Grill
Available as a paperback. Available as a Kindle book.
The Defeat of a Fake $10 Million Jewelry Robbery Insurance Claim
Available https://zalma.com/blog/insurance-claims-library/
New Books from Full Court Press
The Insurance Law Deskbook.
Paperback, only $95.00 available at https://www.fastcase.com/store/fcp/insurance-law-deskbook-2/
California Insurance Law Deskbook
Available at https://www.fastcase.com/.../california-insurance-law.../ a paperback for only $95.00.
Zalma on Property and Casualty Insurance Insurance Law Deskbook
Learn the insurance basics that are essential to every civil practitioner. Available at Fastcase.com bookstore.
California Insurance Law Deskbook
Fastcase.com bookstore.
Insurance Bad Faith and Punitive Damages Deskbook
All available at fastcase.com bookstore.
From Thomson Reuters
Property Investigation Checklists Uncovering Insurance Fraud, 13th Edition Available at https://store.legal.thomsonreuters.com/.../p/106702361 and as a THOMSON REUTERS PROVIEW eBOOK EDITION https://store.legal.thomsonreuters.com/.../p/106702363
From the American Bar Association
The Insurance Fraud Deskbook
This book is written for individuals who are focused on the effort to reduce expensive and pervasive occurrences of insurance fraud. Lawyers who represent insurers, claims personnel, prosecutors and their investigators can all benefit from this exhaustive resource
Available at http://shop.americanbar.org/eBus/Default.aspx?TabID=251...; or [email protected], or 800-285-2221.
Diminution in Value Damages
How to Determine the Proper Measure of Damage to Real and Personal Property
The Commercial Property Insurance Policy Deskbook
How to Acquire a Commercial Property Policy and Present and Collect a First-Party Property Insurance Claim
If you buy a book I will add all of your clients to my substack non-subscriber list and as free subscribers to Zalma’s Insurance Fraud Letter.
(c) 2023 Barry Zalma & ClaimSchool, Inc.
Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos.
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Daily articles are published at https://zalma.substack.com.
Go to the podcast Zalma On Insurance at https://podcasters.spotify.com/pod/show/barry-zalma/support; Go to Barry Zalma videos at Rumble.com at https://rumble.com/c/c-262921; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg; Go to the Insurance Claims Library – http://zalma.com/blog/insurance-claims-library.
If you buy a book I will add all of your clients to my substack non-subscriber list and as free subscribers to Zalma’s Insurance Fraud Letter.
Read the full article at https://lnkd.in/g-7PTSQc
Insurance Expert May Not Testify to Speculative and Contains Unsupported Conclusions.
Posted on September 18, 2026 by Barry Zalma
See the full video at and at https://rumble.com/v7fmifw-expert-may-only-testify-to-what-experience-supports.html
In Michele A. Over, and The Estate Of Paul R. Over v. State Farm Mutual Automobile Insurance Company, and State Farm Fire And Casualty Company, Civil Action No. 23-cv-02243-PAB-STV, United States District Court, D. Colorado (September 14, 2026) Michele and Paul Over sued State Farm Fire and State Farm Auto over hail-damage and stolen-vehicle claims.
The operative dispute concerned State Farm Auto’s motion to exclude or limit opinions from plaintiffs’ insurance-industry expert, Aaron Castillo. Castillo.
Law
The proponent of expert testimony must establish by a preponderance of the evidence that an expert is qualified and that the opinions are helpful, sufficiently grounded, and reliably derived and applied. Experience-based opinions must explain how the...
150 Months in Prison for Tax Fraud
Post 4846
Posted on September 17, 2026 by Barry Zalma
See the full video at https://lnkd.in/g8rh3JBX and https://lnkd.in/gmkdy-9C, In United States Of America v. Thomas Addaquay, Nos. 25-10609, 25-10611, United States Court of Appeals, Eleventh Circuit (September 9, 2026) the Eleventh Circuit affirmed all challenged convictions, the 150-month aggregate sentence, and the challenged $4,123,474.55 restitution award.
FACTS
In United States Of America v. Thomas Addaquay, United States Of America v. Thomas Addaquay, Nos. 25-10609, 25-10611, United States Court of Appeals, Eleventh Circuit (September 9, 2026) the Eleventh Circuit affirmed all challenged convictions, the 150-month aggregate sentence, and the challenged $4,123,474.55 restitution award.
FACTS
Thomas Addaquay controlled United Consolidated Accounting and Business Services (UC), nominally a check-cashing business.
The government proved a three-stage tax-refund scheme that converted the resulting refund checks into usable funds through ...
Major Fraud Perpetrator Asserts Fifth Amendment Privilege to Avoid Prosecution
Post 5489
Posted on September 14, 2026 by Barry Zalma
Fraudster Refuses to Answer Questions About His Alleged Fraud
See the full video at https://lnkd.in/gvicAMDr and at https://lnkd.in/gvicAMDr
In Great American Insurance Co. v. Gemstone Property Management, LLC, et al., No. 23-cv-9100 (LJL), United States District Court, S.D. New York (September 8, 2026) Great American Insurance Company alleged that it was defrauded through a scheme in which Subin Associates, LLP recruited individuals to stage construction-site injuries, arranged unnecessary medical treatment and litigation funding, and pursued fraudulent personal-injury claims.
Luis Manuel Garcia Salcedo, resulted in a $6 million settlement. Non-party Jose Hernandez allegedly worked as an assistant manager at Subin, operated Hernandez Associates, and owned litigation-funding companies that shared office space with Subin and provided services to its clients.
After Great American ...
Plaintiff’s Reading of the Policy is Plaintiff’s Reasonable Allegations
Posted on October 19, 2026 by Barry Zalma
Post 4868
CLASS ACTION THAT STATES A SIMPLE CLEAR AND PLAUSIBLE CAUSE OF ACTION SURVIVES
In Sheila Marino v. Farmers New World Life Insurance Company, No. 2:25-cv-02200-JNW, United States District Court, W.D. Washington, Seattle (October 13, 2026) defendant Farmers New World Life Insurance Company’s (“FNWL”) moved to dismiss Plaintiff Sheila Marino’s putative class action involving flexible universal life insurance.
Marino filed a putative class action in King County Superior Court alleging: (1) breach of contract, (2) breach of the implied covenant of good faith and fair dealing, and (3) violation of the Washington Consumer Protection Act (CPA).
She pleaded two theories: an “overcharge” theory and an “underpayment of interest” theory asked the Court to take judicial notice of historical Federal Funds Effective Rates.
THE LAW
Pleading Standard.
To survive a Rule 12(b)(6) motion, a ...
Blockchain Fraud Detection Loses Protection
Posted on October 22, 2026 by Barry Zalma
John Earl Madden (April 10, 1936 – December 28, 2021) was an American Professional Football Coach and Sports Commentator in the National Football League Seeking Patent & Trademark Protection
BLOCKCHAIN FRAUD
Mr. Madden was more than football. He was working to establish a program called “Fraud Protection Systems, Methods, and Computer Programs for Blockchain Financial Transactions.”
In Ex parte John Madden, Appeal 2026-001497, Application 18/495,506, Technology Center 3600, United States Patent and Trademark Office, Patent Trial and Appeal Board (October 14, 2026)
The Examiner rejected claims several numbered claims under 35 U.S.C. § 101 as directed to an abstract idea without significantly more.
THE LAW
Section 101 makes patentable any new and useful process, machine, manufacture, or composition of matter.Laws of nature, natural phenomena, and abstract ideas are implicitly excluded.
THE PATENT TRIAL AND ...
Sovereign Immunity Defeats Suit Against Police Officers
Post 4866
Posted on October 21, 2026 by Barry Zalma
In Chad Lightfoot, et al. v. Progressive Direct Insurance Company, et al., Civil Action No. 26-434, United States District Court, E.D. Louisiana (October 9, 2026) Chad Lightfoot was involved in an Orleans Parish automobile accident in 2011 and filed claims with several insurers, including Progressive.
After a related civil dispute, Progressive counsel allegedly submitted a false affidavit stating that Lightfoot had fraudulently received a $50,000 payment. A New Orleans police detective relied on the affidavit to obtain an arrest warrant, and Louisiana State Police Lieutenant Alan Arcana allegedly reported that Lightfoot had received the payment. Lightfoot was arrested in 2015 and charged with theft, insurance fraud, and perjury.
Plaintiffs alleged that no record of the payment existed and that the criminal charges were dismissed on October 15, 2024.
Lightfoot and Geralyn Hawkins filed suit in October 2025 and ...
