Insurance books
Barry Zalma
Nov 27, 2023
Read the full article at https://lnkd.in/g-7PTSQc
and se the full video at https://lnkd.in/gZBDe7xg and at https://lnkd.in/gkD6khTb and at https://zalma.com/blog plus more than 4700 posts.
Most Insurers Have Rules Prohibiting their Employees to Get Gifts
When I was a young lawyer I tried to give gifts to the claims personnel who referred cases to me and my law firm. I tried to provide them with gifts that they would enjoy only to be told I was violating the company rules. I talked with management and was allowed to make a gift to the claims offices and would send them a book for their library. It was acceptable and accepted by the claims people with good grace and didn’t disappear as would a box of Mrs. Field’s cookies.
If you or your firm works with insurers and you wish to thank your clients consider sending a gift of a book or books for your clients that include:
Everything Needed by the Insurance Claims Professional from Barry Zalma at https://zalma.com/blog/insurance-claims-library/. The library contains many books on the subject of insurance.
The Books include:
A Compact Book on How Judges Read, Understand, Interpret and Rule on Insurance Policy Issues
The book is available https://zalma.com/blog/insurance-claims-library/
The Compact Book on Ethics
How Ethical Doctrines from the Beginning of the Written Word to the Present Resulted in the Incorporation of the Covenant of Good Faith
The book is available as a https://zalma.com/blog/insurance-claims-library/
“How to Acquire, Understand, and Make a Successful Claim on a Commercial Property Insurance Policy: Information Needed for Individuals and Insurance Pros to Deal With Commercial Property Insurance”
The Book is now available https://zalma.com/blog/insurance-claims-library/
The Tort of Bad Faith
Available https://zalma.com/blog/insurance-claims-library/
The Equitable Remedy of Rescission of Insurance
Available https://zalma.com/blog/insurance-claims-library/
Insurance Fraudsters Deserve No Quarter
Book That Explains How to Defeat or Deter Insurance Fraud
Available https://zalma.com/blog/insurance-claims-library/
The Examination Under Oath to Resolve Insurance Claims
Available https://zalma.com/blog/insurance-claims-library/
Insurance Fraud – Volume I & Volume II Second Edition
Available https://zalma.com/blog/insurance-claims-library/
The Homeowners Insurance Policy Handbook
How To Buy An Appropriate Homeowners Policy And Successfully Make A Claim To The Insurer
Available https://zalma.com/blog/insurance-claims-library/
It’s Time to Abolish The Tort of Bad Faith
A book examining the creation, history and effect of the Tort of Bad Faith.
Insurance Fraud Costs Everyone
Available https://zalma.com/blog/insurance-claims-library/
California SIU Regulations 2020
Available https://zalma.com/blog/insurance-claims-library/
California Fair Claims Settlement Practices Regulations 2022
Minimum Standards for Adjusting Claims in CaliforniaEvery Claims Person in California Must Read, Understand, or be Trained About the California Fair Claims Settlement Practices Regulations by September 1 of Each Year
Available https://zalma.com/blog/insurance-claims-library/
“Zalma’s Mold & Fungi Handbook”
“Getting the Whole Truth: Interviewing Techniques for the Lawyer”
Learn techniques that can help you interact with others and effectively gather the facts you need.
Zalma on Insurance Claims – Third Edition
Ten Volumes Comprising A Comprehensive Group of Materials on Property & Casualty Insurance Claims
Mold Claims
The Compact Book of Adjusting Property Insurance Claims – Third Edition
A Manual for the First Party Property Insurance Adjuster. https://zalma.com/blog/insurance-claims-library/
The Compact Book on Adjusting Liability Claims, Third Edition
A Handbook for the Liability Claims Adjuster
available https://zalma.com/blog/insurance-claims-library/.
The Little Book on Ethics for the American Lawyer
The practice of law demands more than knowledge of statutory and case law. Available https://zalma.com/blog/insurance-claims-library/
Random Thoughts on Insurance
Available https://zalma.com/blog/insurance-claims-library/
Fictionalized True Insurance Crime Books
Insurance Fraud Costs Everyone
available https://zalma.com/blog/insurance-claims-library/
Candy and Abel: Murder for Insurance Money
How a young lawyer and wise old investigator defeated an Available https://zalma.com/blog/insurance-claims-library/
Murder And Insurance Fraud Don’t Mix
Available https://zalma.com/blog/insurance-claims-library/
Murder & Old Lace: Solving Murders Performed for Insurance Money
Available https://zalma.com/blog/insurance-claims-library/
Arson for Terrorism and Profit
How an Insurance Investigator and Insurance Lawyer Defeated a Plot to use a Fire to Fund Terrorism
Available https://zalma.com/blog/insurance-claims-library/
M.O.M. & The Taipei Fraud
How an Experienced Adjuster Defeated a $7 Million Fake Burglary Claim
Available https://zalma.com/blog/insurance-claims-library/
Arson-For-Profit Fire at the Cowboy Bar & Grill
Available as a paperback. Available as a Kindle book.
The Defeat of a Fake $10 Million Jewelry Robbery Insurance Claim
Available https://zalma.com/blog/insurance-claims-library/
New Books from Full Court Press
The Insurance Law Deskbook.
Paperback, only $95.00 available at https://www.fastcase.com/store/fcp/insurance-law-deskbook-2/
California Insurance Law Deskbook
Available at https://www.fastcase.com/.../california-insurance-law.../ a paperback for only $95.00.
Zalma on Property and Casualty Insurance Insurance Law Deskbook
Learn the insurance basics that are essential to every civil practitioner. Available at Fastcase.com bookstore.
California Insurance Law Deskbook
Fastcase.com bookstore.
Insurance Bad Faith and Punitive Damages Deskbook
All available at fastcase.com bookstore.
From Thomson Reuters
Property Investigation Checklists Uncovering Insurance Fraud, 13th Edition Available at https://store.legal.thomsonreuters.com/.../p/106702361 and as a THOMSON REUTERS PROVIEW eBOOK EDITION https://store.legal.thomsonreuters.com/.../p/106702363
From the American Bar Association
The Insurance Fraud Deskbook
This book is written for individuals who are focused on the effort to reduce expensive and pervasive occurrences of insurance fraud. Lawyers who represent insurers, claims personnel, prosecutors and their investigators can all benefit from this exhaustive resource
Available at http://shop.americanbar.org/eBus/Default.aspx?TabID=251...; or [email protected], or 800-285-2221.
Diminution in Value Damages
How to Determine the Proper Measure of Damage to Real and Personal Property
The Commercial Property Insurance Policy Deskbook
How to Acquire a Commercial Property Policy and Present and Collect a First-Party Property Insurance Claim
If you buy a book I will add all of your clients to my substack non-subscriber list and as free subscribers to Zalma’s Insurance Fraud Letter.
(c) 2023 Barry Zalma & ClaimSchool, Inc.
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Daily articles are published at https://zalma.substack.com.
Go to the podcast Zalma On Insurance at https://podcasters.spotify.com/pod/show/barry-zalma/support; Go to Barry Zalma videos at Rumble.com at https://rumble.com/c/c-262921; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg; Go to the Insurance Claims Library – http://zalma.com/blog/insurance-claims-library.
If you buy a book I will add all of your clients to my substack non-subscriber list and as free subscribers to Zalma’s Insurance Fraud Letter.
Read the full article at https://lnkd.in/g-7PTSQc
Jury’s Findings Interpreting Insurance Contract Affirmed
Post 5105
See the full video at https://lnkd.in/gPa6Vpg8 and at https://lnkd.in/ghgiZNBN, and at https://zalma.com/blog plus more than 5100 posts.
Madelaine Chocolate Novelties, Inc. (“Madelaine Chocolate”) appealed the district court’s judgment following a jury verdict in favor of Great Northern Insurance Company (“Great Northern”) concerning storm-surge damage caused by “Superstorm Sandy” to Madelaine Chocolate’s production facilities.
In Madelaine Chocolate Novelties, Inc., d.b.a. The Madelaine Chocolate Company v. Great Northern Insurance Company, No. 23-212, United States Court of Appeals, Second Circuit (June 20, 2025) affirmed the trial court ruling in favor of the insurer.
BACKGROUND
Great Northern refused to pay the full claim amount and paid Madelaine Chocolate only about $4 million. In disclaiming coverage, Great Northern invoked the Policy’s flood-exclusion provision, which excludes, in relevant part, “loss or damage caused by ....
Failure to Name a Party as an Additional Insured Defeats Claim
Post 5104
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Contract Interpretation is Based on the Clear and Unambiguous Language of the Policy
In Associated Industries Insurance Company, Inc. v. Sentinel Insurance Company, Ltd., No. 23-CV-10400 (MMG), United States District Court, S.D. New York (June 16, 2025) an insurance coverage dispute arising from a personal injury action in New York State Supreme Court.
The underlying action, Eduardo Molina v. Venchi 2, LLC, et al., concerned injuries allegedly resulting from a construction accident at premises owned by Central Area Equities Associates LLC (CAEA) and leased by Venchi 2 LLC with the USDC required to determine who was entitled to a defense from which insurer.
KEY POINTS
Parties Involved:
CAEA is insured by Associated Industries Insurance Company, Inc. ...
Exclusion Establishes that There is No Duty to Defend Off Site Injuries
Post 5103
Read the full article at https://lnkd.in/geje73Gh, see the full video at https://lnkd.in/gnQp4X-f and at https://lnkd.in/gPPrB47p, and at https://zalma.com/blog plus more than 5100 posts.
Attack by Vicious Dog Excluded
In Foremost Insurance Company, Grand Rapids, Michigan v. Michael B. Steele and Sarah Brown and Kevin Lee Price, Civil Action No. 3:24-CV-00684, United States District Court, M.D. Pennsylvania (June 16, 2025)
Foremost Insurance Company (“Foremost”) sued Michael B. Steele (“Steele”), Sarah Brown (“Brown”), and Kevin Lee Price (“Price”) (collectively, “Defendants”). Foremost sought declaratory relief in the form of a declaration that
1. it owes no insurance coverage to Steele and has no duty to defend or indemnify Steele in an underlying tort action and
2. defense counsel that Foremost has assigned to Steele in the underlying action may withdraw his appearance.
Presently before the Court are two ...
ZIFL Volume 29, Issue 10
The Source for the Insurance Fraud Professional
See the full video at https://lnkd.in/gK_P4-BK and at https://lnkd.in/g2Q7BHBu, and at https://zalma.com/blog and at https://lnkd.in/gjyMWHff.
Zalma’s Insurance Fraud Letter (ZIFL) continues its 29th year of publication dedicated to those involved in reducing the effect of insurance fraud. ZIFL is published 24 times a year by ClaimSchool and is written by Barry Zalma. It is provided FREE to anyone who visits the site at http://zalma.com/zalmas-insurance-fraud-letter-2/ You can read the full issue of the May 15, 2025 issue at http://zalma.com/blog/wp-content/uploads/2025/05/ZIFL-05-15-2025.pdf
This issue contains the following articles about insurance fraud:
Health Care Fraud Trial Results in Murder for Hire of Witness
To Avoid Conviction for Insurance Fraud Defendants Murder Witness
In United States of America v. Louis Age, Jr.; Stanton Guillory; Louis Age, III; Ronald Wilson, Jr., No. 22-30656, United States Court of Appeals, Fifth Circuit (April 25, 2025) the Fifth Circuit dealt with the ...
Professional Health Care Services Exclusion Effective
Post 5073
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This opinion is the recommendation of a Magistrate Judge to the District Court Judge and involves Travelers Casualty Insurance Company and its duty to defend the New Mexico Bone and Joint Institute (NMBJI) and its physicians in a medical negligence lawsuit brought by Tervon Dorsey.
In Travelers Casualty Insurance Company Of America v. New Mexico Bone And Joint Institute, P.C.; American Foundation Of Lower Extremity Surgery And Research, Inc., a New Mexico Corporation; Riley Rampton, DPM; Loren K. Spencer, DPM; Tervon Dorsey, individually; Kimberly Dorsey, individually; and Kate Ferlic as Guardian Ad Litem for K.D. and J.D., minors, No. 2:24-cv-0027 MV/DLM, United States District Court, D. New Mexico (May 8, 2025) the Magistrate Judge Recommended:
Insurance Coverage Dispute:
Travelers issued a Commercial General Liability ...
A Heads I Win, Tails You Lose Story
Post 5062
Posted on April 30, 2025 by Barry Zalma
"This is a Fictionalized True Crime Story of Insurance Fraud that explains why Insurance Fraud is a “Heads I Win, Tails You Lose” situation for Insurers. The story is designed to help everyone to Understand How Insurance Fraud in America is Costing Everyone who Buys Insurance Thousands of Dollars Every year and Why Insurance Fraud is Safer and More Profitable for the Perpetrators than any Other Crime."
Immigrant Criminals Attempt to Profit From Insurance Fraud
People who commit insurance fraud as a profession do so because it is easy. It requires no capital investment. The risk is low and the profits are high. The ease with which large amounts of money can be made from insurance fraud removes whatever moral hesitation might stop the perpetrator from committing the crime.
The temptation to do everything outside the law was the downfall of the brothers Karamazov. The brothers had escaped prison in the old Soviet Union by immigrating to the United...
